Transport & Logistics
In transport, reliability and safety are critical when moving good and people. From logistics companies to passenger transport operators, we deliver tailored choices to protect against vehicle damage, cargo loss, and third-party liabilities. We also offer coverage for business interruption and compliance risks to keep your operations on track. Let us support you in delivering efficient and secure transportation services.
Products
- Motor
- Marine
- Property
- Crime
- Workers Compensation
- Business Interruption
- Management Liability
- Cyber
- Public Liability
- Equipment Breakdown
- Corporate Travel
- Professional Indemnity
- Product Liability
Some significant exposures for transport and logistics businesses
- Crime – fraud-based claims and employee dishonesty
- Crime – theft of customer’s goods
- Cyber – external hacking to gain access to sensitive/confidential client information
- Equipment – breakdown of goods handling equipment, computer and communication equipment
- Environment liability –underground fuel storage tank leakages, chemical leakage
- Management risks – breaches of WHS legislation, discrimination, privacy breaches and other employment practices liabilities
- Marine – customers’ goods
- Motor – driver fatigue
- Property damage – fire load in storage/warehousing
- Property damage – poorly maintained building, plant and machinery/electrical switchboards
- Public liability – during loading and unloading operations at consignee/consignor premises
- Public liability – slips, trips and falls with customers getting injured when visiting business premises
- Workers’ compensation – injury from electrical shock, falls and cuts
- Workers’ compensation – injury from lifting heavy objects
Product Spotlight – Heavy Motor
Heavy Motor Insurance protects businesses against financial losses arising from the operation of heavy vehicles, such as trucks, trailers, and machinery. It covers damages to the vehicles, liability for third-party injuries or property damage, and risks specific to heavy motor operations. This insurance is essential for industries like logistics, construction, and mining, ensuring robust protection for critical assets.
Common sources of claims include:
- Accidental damage
- Theft and vandalism of vehicles
- Damage to vehicle from collisions with animals
- Fire damage to vehicles
- Shifting or falling loads during transit that damage the vehicle or their-party property