Media
In the media industry, intellectual property disputes and reputational risks are common. We provide tailored advice to broadcasters, publishers, digital creators, and PR agencies. Protect your creative work and your business from potential claims and legal challenges.
Products
- Media Liability
- Cyber
- Equipment Breakdown
- Crime
- Management Liability
- Public Liability
- Business Interruption
- Property
- Corporate Travel
- Motor
- Product Liability
- Marine
- Workers Compensation
Some significant exposures for media professionals:
- Crime – fraud-based claims and employee dishonesty
- Crime – theft of laptops/computers, mobile phones and other small electronic devices
- Cyber – external hacking to gain access to sensitive/confidential client information
- Equipment – breakdown of business-critical equipment
- Management risks – breaches of WHS legislation, discrimination , privacy breaches and other employment practices liabilities
- Product liability – corporate giftware
- Professional risks – defamation, advertising errors and omissions, copyright and trademark infringement
- Property damage – faulty appliances such as desk top fans and heaters introduced by staff
- Property damage – fire risk in staff kitchens
- Property damage – loss or damage to computers and telecommunication equipment
- Property damage – poorly maintained building, plant and machinery/electrical switchboards
- Public liability – damaging customer property when visiting sites
- Public liability – slips, trips and falls with customers getting injured when visiting business premises
- Workers compensation – repetitive strain injuries, eye strain due to poor ergonomics in office environments
- Workers compensation – stress related claims
Product Spotlight – Media Liability
Media Liability Insurance protects businesses and individuals in the media and advertising industries against financial losses from claims of defamation, copyright infringement, or breaches of intellectual property. It covers legal fees, settlements, and damages arising from content creation, publication, or distribution. This insurance is vital for media professionals, offering essential protection in a highly litigious and creative industry.
Common sources of claims include:
- Defamation
- Invasion of privacy
- Emotional distress
- Copyright and trademark infringement
- Misappropriation
- Advertising errors and omissions
- Negligent publication
Claims Example
Business Details – Visual Effects Company
Background – A visual effects company (specializing in animation sequences and motion graphics for commercial advertisements and music videos) hired a post-production company as a subcontractor to produce a computer-generated cat on their behalf. The cat was to be used in a television commercial they had been commissioned to produce for a gaming company. A version of the cat was created by the subcontractor, which included claws. However, the visual effects company did not tell the subcontractor that their end client had specifically requested a cat without claws, so the work needed redoing
Outcome – The insured’s media liability policy covered the costs for the extra work that the post-production company was required to do in editing the cat to prevent a larger breach of contract claim.
Total Payment – $50,000